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General risksPast performance is not a reliable indicator of future results. The value of investments, and any income generated from them, can go down as well as up; losses may be made.
Specific risksEquity investment: Value of equities (e.g. shares) and equity-related investments may vary according to company profits and future prospects as well as more general market factors. In the event of a company default (e.g. bankruptcy), the owners of their equity rank last in terms of any financial payment from that company.Investing in China: China may have less developed legal, political, economic and/or other systems. Investment in mainland China may therefore involve a higher risk of financial loss when compared with countries generally regarded as being more developed.Emerging market: Some countries may have less developed legal, political, economic and/or other systems. These markets carry a higher risk of financial loss than those in countries generally regarded as being more developed.Real estate: Real estate prices rise and fall in response to a variety of factors, including local, regional and national economic and political conditions, interest rates and tax considerations. Real estate investments can be harder to buy and sell when compared to more liquid investments and as a result can be more volatile.
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